Fantastic points! I'm a Canadian investor myself, so many of these investments are only worthwhile for me in tax-advantaged accounts.

As for individual stocks, I generally sell when the company no longer aligns with my own vision and trim or add positions based on intrinsic value compared to the current market value. It helps if you don't think about the perfect time to sell.

Of course, if one does not have the time or desire to track individual stocks, ETFs are always a great choice. Thank you for commenting!